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Title Tidbits

Printable guides and quick, practical facts about title insurance and closing in Colorado — all in one searchable spot.

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Title Tidbits

Good to Know Before You Close

Quick, practical facts about title insurance and closing in Colorado.

Colorado Is a “Good Funds” State
Personal checks aren’t accepted at closing. Funds must arrive as a cashier’s check, certified check, or wire transfer.
Watch for Wire Fraud
Always confirm wiring instructions by phone using a number you already know — never one from an email alone.
What Is Title Insurance?
A one-time premium that protects against hidden risks like forged deeds, undisclosed heirs, or recording errors — for as long as you own the property.
Understanding Your Commitment
Your title commitment lists the exceptions and requirements that must be cleared before your policy is issued — read it closely and ask questions early.
Property Tax Timing
Colorado property taxes are a lien as of January 1st, payable in one payment by April 30th or two installments due February 28th and June 15th — prorated at closing.
Capital Gains Basics
Homeowners may be able to exclude a portion of the gain on the sale of a primary residence — ask your tax advisor how current thresholds apply to your sale.

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